Get access to the best advice for free
Starting your journey to homeownership can feel overwhelming, but you don’t have to do it alone. Our experienced mortgage advisers give you personalised guidance so you find a home loan that fits your life and your budget.
- 200,000+ active community members
- 20+ yrs mortgage advice experience
- Free advice, always
Where to start
Most Kiwis dream of owning their own home — but working out where to start is the hard part. Bank or mortgage adviser? Bigger deposit or clear your debts first? Stable income, tidy bank statements — where do you even begin?
You're in the right place.
Our mortgage advisers help you work out exactly what’s needed to be as ready as possible — then get your finance approved, with the right bank for you.
How we get you there
Wherever you’re starting from, there’s a next step — and we’ll walk it with you.
Tidy up plans
Not quite ready yet? That’s okay. We’ll review things with you and build a plan to tidy up what’s needed — matched to exactly what banks look for. We’ll also get you prepared for the home loan application, and for life with a mortgage.
Low deposits
Most first home buyers start with a low deposit — typically as little as 5%. As specialists in this space, we know lenders’ policies inside out, and what’s most likely to work in your favour.
We have choices
Your bank has only one option — and it might not be right for you. They won’t tell you another bank suits you better. We will. As advisers, we work with a range of banks and non-banks with low-deposit options, so we can find what actually works for you.
Ongoing support
We’re with you all the way — from getting ready to apply, through approval, to moving day. Then we stay on as your advisers, helping you pay your mortgage off faster, find your next home, and keep a competitive rate as life changes.
Get a quick, personalised read on your borrowing capacity — no hours of paperwork, no waiting on hold with the bank.
- Will I qualify for a home loan?
- What's my maximum borrowing amount?
- What minimum deposit do I need?
- What's my maximum purchase price?
What our clients say
★★★★★
I never thought I could own a home, but with their guidance, it became a reality. Their team was supportive every step of the way.
First-time home buyer assistance
★★★★★
I appreciated the quick responses and resources they provided. I felt like I knew what I was doing thanks to their help.
Expert mortgage guidance
The complete guide to unlocking your path to homeownership
Most “guides” are just a brochure for a bank or an adviser’s business. This one isn’t. It’s the plain-English guide every first home buyer should have — free to download.
Kiwi First Home Buyers
New Zealand’s largest first home buyer community, started as a small Facebook group by Mortgage Managers. 200,000+ members and growing.
Visit us
Mortgage Managers
Unit 7, 3 Workspace Drive
Auckland 0618
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